Protect Your Joley Aire Investment:
Recommended Pet Insurance
People are always asking us what pet insurance we recommend, and, to be honest, I’ve never felt confident enough in any single company to make a recommendation. That’s because prices and offerings are constantly changing and I want to make sure our customers get the best coverage for the lowest price.
That’s why I’m excited to partner with The Pet Insurance Brokers! They aren’t connected to a single insurance company and can shop around to find you the best deal.
I’m so impressed with how quick and easy it is to get a free quote on their website and the coverage they provide gives me peace of mind that our puppies are going to be protected no matter what.
Coverages on Recommended Plan
Choosing the right pet insurance coverage is essential for ensuring that your furry friend receives the best care without breaking the bank. Here, we break down the key coverage options available in pet insurance policies, including deductibles, coverage limits, and the types of coverage for injuries, illnesses, and wellness care.
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Coverage for injuries resulting from accidents, such as broken bones, lacerations, or ingestion of foreign objects.
Hospitalizations and emergency care
Cruciate ligaments, including ACL, MCL, CCL, and PCL
Foreign body ingestion
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Coverage for medical conditions and diseases, ranging from common ailments like ear infections and allergies to more serious conditions like cancer and diabetes.
Hereditary, congenital, and chronic conditions
Periodontal disease
Anal gland saccuitis, abscesses, or cancer
Pregnancy (for mother only)
Burial and/or cremation (including grief counseling)
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Coverage for diagnostic procedures, including blood tests, x-rays, ultrasounds, and other imaging studies necessary to diagnose injuries or illnesses.
Diagnostic tests
X-rays
Ultrasounds
Exam fees
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Coverage for veterinary treatments, surgeries, medications, and hospitalization needed to treat injuries or illnesses.
Surgeries
Routine complications
Endodontics (root canal) and orthodontics (braces)
Removal of deciduous teeth
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• Prescription pet foods
• Medications, including allergy and anxiety
• Anal gland expression
• Preventative treatment
• Medicated baths
• Treatment of heartworm, parasites, and Lyme disease
• Cancer treatment
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• Prescribed holistic care (herbal remedies, aromatherapy, and CBD oil)
• Alternative therapies (chiropractic, acupuncture, hydrotherapy, etc.)
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In addition to injury and illness coverages, some pet insurance policies offer optional wellness coverage or wellness plans. These plans typically cover routine veterinary care and preventive treatments, such as:
Annual Exams: Coverage for routine check-ups and wellness exams with a veterinarian.
Vaccinations: Coverage for essential vaccinations to protect against common diseases.
Dental Care: Coverage for dental cleanings, exams, and treatments to maintain your pet’s oral health.
Flea and Tick Prevention: Coverage for flea and tick preventatives to protect against parasites.
When shopping for pet insurance, it’s essential to carefully review the coverage options, including deductibles, coverage limits, and the types of coverage offered. By understanding these key components, pet owners can select a policy that provides comprehensive coverage for their furry companions’ healthcare needs, giving them peace of mind and financial security in case of unexpected accidents or illnesses.
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FAQs
Q: When should I sign up for pet insurance?
A: The sooner, the better! Coverage for accidents begins immediately, and illnesses are covered after a short waiting period. Pre-existing conditions are never covered, so enrolling while your puppy is healthy ensures maximum protection.
Q: Can I use my current veterinarian?
A: Absolutely! There are no network restrictions. You can visit any licensed veterinarian, specialist, or emergency clinic in the United States.
Q: How do claims work?
A: Simple! Pay your vet bill, submit your claim online or via mobile app, and get reimbursed directly to your bank account. Most claims are processed within 5-7 business days.
Q: What if my puppy develops a hereditary condition?
A: Great news! Hereditary and congenital conditions are covered under some plans as long as they weren't pre-existing when you enrolled. This includes common breed concerns like hip dysplasia, eye conditions, and heart issues.
Q: Is there an age limit?
A: Puppies can be enrolled as early as 8 weeks old, and there's no upper age limit for renewal once enrolled. Your coverage continues for life!
Q: What's the difference between the basic and wellness plans?
A: The basic plan covers accidents and illnesses. The wellness plan adds routine care like vaccinations, annual exams, dental cleanings, and preventive treatments - perfect for budget-conscious families who want predictable costs.
